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Healthcare Bill Part III; Obamacare
Topic Started: Mar 3 2014, 02:20 PM (48,622 Views)
chatham
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I dont beleive in statistics until I get the facts in the mail.
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kbp

LTC8K6
Nov 14 2014, 07:37 PM
kbp
Nov 14 2014, 07:27 PM
LTC8K6
Nov 14 2014, 07:24 PM
Well, I got my BCBSNC letter today.

+22.5%
Have you checked to COMPARE with any other employees that get subsidies?
I expect to be able to do that tomorrow for one employee.

I feel safe guessing you have a different policy, but it may give a rough guesstimate on whether or not BCBSNC is using the safety of 3-R's to buy customers on the exchange.
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kbp

chatham
Nov 14 2014, 07:47 PM
I dont beleive in statistics until I get the facts in the mail.
Here are some of Avalere's premium changes (pdf):

http://t.co/A3smqoXR2G
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Baldo
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It was just reported on Greta by one reporter that Gruber was paid over $2,000,000 by the Feds & various States Govt for his work on Obama-care & the State Exchanges

I bet it goes higher!

He even wrote a book! It looks like a comic book and guess who is the star!

Gruber!


Health Care Reform: What It Is, Why It's Necessary, How It Works
December 20, 2011
by Jonathan Gruber


Posted Image

Looks like he even spills the beans with Obama see cartoon & big ears

Posted Image

Reviews

“Jonathan Gruber, one of the country’s smartest health care minds, has brought the epic struggle of health reform to life. By explaining the challenges in our health care system as well as the benefits of the reform with imagination and verve, he accomplishes what many have tried and failed to do—he makes the case for health reform as an important achievement for the American people.” —Neera Tanden, President of the Center for American Progress

“Having spent years working to make health care work for Americans, Jonathan Gruber has now provided another service: walking everyone through the benefits of the Affordable Care Act reforms so consumers are armed with accessible information. In an age when information is power, Gruber’s book is fun and informative, and it boils down the facts of health care reform for all Americans.” —Senator John Kerry

“If you want to learn about health care reform, you can do no better than to learn from the master. Jonathan Gruber shows how health care reform works in a way that everyone can understand. Read this book. You will not regret it.” —David Cutler, Professor, Department of Economics and Kennedy School of Government, Harvard University

“Jonathan Gruber’s straightforward explanation of what the Affordable Care Act does and why will help people understand what’s true and what’s false about the health reform law. His message is clear and easy to get: when it comes to health care, we’re all in it together; and, together, we will benefit from making the Affordable Care Act a success.” —Judy Feder, Professor and former Dean, Georgetown Public Policy Institute

http://www.amazon.com/Health-Care-Reform-Necessary-Works/dp/0809053977/ref=sr_1_fkmr0_1?ie=UTF8&qid=1416012335&sr=8-1-fkmr0&keywords=jonayjam+Gruber



1997–1998 Gruber was Deputy Assistant Secretary for Economic Policy at the Treasury Department while Bill Clinton was President and it is claimed he worked on numerous campaigns but we will have to check that out.

:think: Gruber Hillary?
Edited by Baldo, Nov 14 2014, 08:52 PM.
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Baldo
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chatham
Nov 12 2014, 10:44 PM
And John Kerry knew about the lies. In fact he put one lie in place. It was his idea to tax the insurers instead of the people. They knew the insurance companies would pass that cost to the buyer.

During a speech at the University of Rhode Island in November 2012, Gruber was explaining how Secretary of State John Kerry assisted him in manipulating economically unsophisticated Americans.

"I have been making this speech for twelve years and people would come up to me ans day, but wait a second you’re going to tax my heath insurance? And I’d say no, no, no! We’re going to tax subsidies on your health insurance. And they’d go you’re going to tax my heath insurance? And you just can’t get through its politically impossible. So despite the fact we thought we might get this as part of the law it was going to be dead.

Until a second Massachusetts hero arose, John Kerry. John Kerry said no-no we’re not going to tax your heath insurance, we’re going to tax those evil insurance companies. We’re going to impose a tax that if they sell health insurance that’s too expensive we’re going to tax them. And conveniently the tax rate will happen to be the marginal tax rate on the income tax code. So basically it’s the same thing we just tax insurance companies they pass on higher prices that offsets the tax break we get into being the same thing. It’s a very cleaver basic exploitation of the of the of the lack of economic understanding of the American voter."
http://dailysurge.com/2014/11/third-video-obamacare-architect-jonathan-gruber-bragging-fooling-american-voters/
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Baldo
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VIDEO: ObamaCare Architect Gruber Raking in Millions While Calling YOU, the American Voter, Stupid …

http://gretawire.foxnewsinsider.com/video/video-obamacare-architect-gruber-raking-in-millions-while-calling-you-the-american-voter-stupid/
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Baldo
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UNCUT VIDEO: Colleague of ObamaCare Architect Tries to Explain ‘Stupid’ Comments

Economist Prof. William Hsiao of Harvard goes ON THE RECORD to try to explain what Jonathan Gruber really meant by his repeated references to the ‘stupidity’ of American voters in past remarks about ObamaCare. Do you buy it? Share your thought!

http://gretawire.foxnewsinsider.com/video/uncut-video-colleague-of-obamacare-architect-tries-to-explain-stupid-comments/


He even insults the common person

Another Dumb professor! He makes no sense and tries to blame it on the political opposition. Poor Gruber was frustrated.

This guy is out to lunch. What an embarrassment. Is this the quality of our professors at Elite Universities?
Edited by Baldo, Nov 15 2014, 01:03 AM.
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Baldo
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NY Times

Cost of Coverage Under Affordable Care Act to Increase in 2015

By ROBERT PEAR, REED ABELSON and AGUSTIN ARMENDARIZ NOV. 14, 2014

WASHINGTON — The Obama administration on Friday unveiled data showing that many Americans with health insurance bought under the Affordable Care Act could face substantial price increases next year — in some cases as much as 20 percent — unless they switch plans.

The data became available just hours before the health insurance marketplace was to open to buyers seeking insurance for 2015.

An analysis of the data by The New York Times suggests that although consumers will often be able to find new health plans with prices comparable to those they now pay, the situation varies greatly from state to state and even among counties in the same state.

But Republicans quickly pounced on the data as evidence of the opposite.

“Last year, many who liked their plan were surprised to learn they couldn’t keep it,” said Senator Orrin G. Hatch of Utah, who is in line to become chairman of the Senate Finance Committee. “This year, many who like their plan will likely have to pay more to keep it.”

The new data means that many of the seven million people who have bought insurance through federal and state exchanges will have to change to different health plans if they want to avoid paying more — an inconvenience for consumers just becoming accustomed to their coverage....snipped

http://www.nytimes.com/2014/11/15/us/politics/cost-of-coverage-under-affordable-care-act-to-increase-in-2015.html?emc=edit_th_20141115&nl=todaysheadlines&nlid=58233893


20%!

Uncle Ben & Auntie Janet of the Fed keep telling us there is no inflation?

The premiums are increasing unless they change their plans. Sort of works the opposite a free market system where you search to save money and have better product. Whereas in this way you run faster on the treadmill to keep STANDING STILL.

But don't worry, it is only an inconvenience

"If you like getting shafted by Obama, you can keep getting shafted by Obama!

Edited by Baldo, Nov 15 2014, 05:41 AM.
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kbp

Baldo
Nov 15 2014, 05:29 AM
NY Times

Cost of Coverage Under Affordable Care Act to Increase in 2015

By ROBERT PEAR, REED ABELSON and AGUSTIN ARMENDARIZ NOV. 14, 2014

WASHINGTON — The Obama administration on Friday unveiled data showing that many Americans with health insurance bought under the Affordable Care Act could face substantial price increases next year — in some cases as much as 20 percent — unless they switch plans.

The data became available just hours before the health insurance marketplace was to open to buyers seeking insurance for 2015.

An analysis of the data by The New York Times suggests that although consumers will often be able to find new health plans with prices comparable to those they now pay, the situation varies greatly from state to state and even among counties in the same state.

But Republicans quickly pounced on the data as evidence of the opposite.

“Last year, many who liked their plan were surprised to learn they couldn’t keep it,” said Senator Orrin G. Hatch of Utah, who is in line to become chairman of the Senate Finance Committee. “This year, many who like their plan will likely have to pay more to keep it.”

The new data means that many of the seven million people who have bought insurance through federal and state exchanges will have to change to different health plans if they want to avoid paying more — an inconvenience for consumers just becoming accustomed to their coverage....snipped

http://www.nytimes.com/2014/11/15/us/politics/cost-of-coverage-under-affordable-care-act-to-increase-in-2015.html?emc=edit_th_20141115&nl=todaysheadlines&nlid=58233893


20%!

Uncle Ben & Auntie Janet of the Fed keep telling us there is no inflation?

The premiums are increasing unless they change their plans. Sort of works the opposite a free market system where you search to save money and have better product. Whereas in this way you run faster on the treadmill to keep STANDING STILL.

But don't worry, it is only an inconvenience

"If you like getting shafted by Obama, you can keep getting shafted by Obama!

Brain fart on why rate adjustments are all over the place...

This year brought increases as high as 30% and decreases as much as 20%.

The pre-existing illness and older customers jumped on board immediately last year. There evidently are financial reasons it makes sense for insurance companies to raise rates and offer new plans at lower rates. Last years plans should go up with last years customers, while new plans should be aggressive to attract new customers.

Though we'll probably never see the data to support this theory, I'm guessing that the increase in signups this year will be a much healthier pool. They had fewer reasons to signup last year.
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kbp

Quote:
 
http://www.nytimes.com/2014/11/15/upshot/the-policy-at-the-heart-of-the-jonathan-gruber-controversy.html

The Policy at the Heart of the Jonathan Gruber Controversy
Neil Irwin - Nov 14, 2014

The controversy this week around the comments of a health economist, Jonathan Gruber, about President Obama’s health law has centered on his most explosive remarks, captured on video, about the “stupidity of the American voter” and the suggestion that the law was passed dishonestly. It was those blunt remarks that have Republicans in Congress talking about a new round of hearings to assail the law and, one imagines, a man who helped create its intellectual architecture.

But beyond his inflammatory comments, what substantive policy point was Mr. Gruber trying to make about the design of the Affordable Care Act, and how does it fit in with what is now the health care law of the land?

Referring to the Congressional Budget Office, Mr. Gruber said in an academic panel discussion last year (a tape of which surfaced this week): “This bill was written in a tortured way to make sure the C.B.O. did not score the mandate as taxes. If C.B.O. scored the mandate as taxes, the bill dies.”

The line between what constitutes federal taxes or spending and what doesn’t is often debatable. If the government requires coal companies to pay lifetime health benefits for their employees, does that count as federal spending? What about federal rules requiring businesses to install (sometimes costly) ramps for wheelchair access?

The arbiter of these things for federal budgeting purposes, the Congressional Budget Office, says ... it depends. In the first case, the C.B.O. concluded that because coal companies are required to pay health insurance premiums through specific trust funds, that does indeed count in the federal budget. In the second case, handicapped access ramps don’t count as federal spending, because the businesses have latitude in how they comply with the laws.

Those examples both come from a report the C.B.O. released in May 2009, just as the health care reform debate was coming to a full boil. It aimed to enumerate under what circumstances a mandate that Americans obtain health coverage would or would not count as federal spending and would or would not need to come onto the federal budget.

To figure out whether an individual mandate would count on the federal books — whether it would be more like the coal miners’ insurance or the wheelchair ramps — the C.B.O. laid out several factors. Would consumers be able to choose among a number of insurance plans? Would plans have differing levels of coverage from which people could choose, and be offered by different companies? The more clearly the answer to those questions was “yes,” the more lawmakers could rest assured that the individual mandate wouldn’t shift trillions of dollars in private-sector health spending onto the government’s books.

And for advocates of the Affordable Care Act, it was politically important that that be the case. These small differences in how the mandate was devised could be the difference between vastly expanding official government taxes and spending or keeping that spending officially in the private sector.

So the Obama administration officials and congressional Democrats who were writing the law had strong political incentives to ensure that the individual mandate they proposed would fit the C.B.O.'s definition of things that don’t have to be counted on the federal government budget.

What’s slightly curious about Mr. Gruber’s comments is that the versions of Obamacare that received public discussion and debate never broke from that goal. The same could not be said of the Clinton administration’s failed 1993 health reform effort, which stumbled in part on just this issue.

But it’s also the case that this wasn’t some obscure debate in which no one at the time knew what was going on. There was clear public guidance from the C.B.O. on how the individual mandate had to be devised in order to not move trillions of dollars of health care expenditures onto the federal budget, and the writers of the law used that guidance to make it so.

All good until the last paragraph, which is pure BS. Nobody outside the locked doors had a clue WTH was going on and few read what the CBO declares to be the flexible case-by-case rules for determining what is and is not a part of the federal budget.

Every one on the left, including Barry, preached often that it was not a tax.

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kbp

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https://web.archive.org/web/20091202074141/http://www.speaker.gov/newsroom/factcheck?id=0142

.


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Baldo
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kbp
Nov 15 2014, 09:08 AM
from the link on Pelosi's page. You know her, the Speaker who never hear of Gruber.

The House Proposal Lowers Non-Group Premiums
Jonathan Gruber, MIT
November 2, 2009
.....

Conclusion
Analysis of the non-partisan information from the CBO suggests that for those facing purchase in the non-group market, the House bill will deliver savings ranging from $470 for singles to $1260 for families – even without subsidies. The savings are much larger for lower income populations that receive premium credits. This is in addition to the higher quality benefits that those in the exchange will receive, with actuarial values for low income populations well above what is typical in the non-group market today. It is also in addition to all the other benefits that this legislation will deliver to those consumers – in particular the guarantee, unavailable in most states, that prices would not be raised or the policy revoked if they became ill.

https://web.archive.org/web/20091202015619/http://energycommerce.house.gov/Press_111/health_care/hr3962_gruber_analysis.pdf


You know the data we fed the CBO to obfuscate them.

Just a whole lot of BS written to cover up what they were doing in secret to play the shell game on the voters.

Don't worry we know what's best for you.
Edited by Baldo, Nov 15 2014, 09:33 AM.
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Baldo
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AP: Keeping your health law plan may mean premium hike

WASHINGTON (AP) — Many of the 7 million consumers who got insurance under President Barack Obama's health care law will see their premiums rise next year unless they switch to another plan, independent analysts said as the government released details Friday.

The Health and Human Services department released a massive computer file of 2015 premiums one day ahead of the start of open enrollment. Those numbers will take time to fully analyze.

Late Friday, the administration said some HealthCare.gov functions were to be turned off overnight in the transition to sign-up season. Spokeswoman Lori Lodes said consumers will be able to start enrolling for 2015 coverage sometime early Saturday morning.

Premiums are the first thing most consumers look at.

Overall, the premiums for a type of low-price plan that the government uses to set subsidies for consumers will cost roughly the same as this year, about $330 a month on average. Many people will pay much less after subsidies, about 25 percent of the cost, which will be good news for first-time customers.

But there is a catch if you are already a customer: Your plan may no longer be the lost-cost benchmark in your community. In that case, you'll pay more unless you switch.

"Just because you enrolled in a low-cost plan this year is no guarantee that your plan will also be low-cost next year," said Larry Levitt of the nonpartisan Kaiser Family Foundation. He analyzed a 48-city sample of 2015 premiums from data available earlier this week.

"Last year's low cost plans will experience premium increases, meaning the majority of consumers will experience cost increases if they re-enroll in the same plan," said Caroline Pearson of Avalere Health, a private market analysis firm.

An early look by Avalare at premiums for a hypothetical 50-year-old nonsmoker in the benchmark plan found wide differences among states, from a 28 percent increase in Alaska to a 19 percent reduction in Mississippi. Most states saw single-digit changes.

Consumers should be wary of national and even state averages, and instead focus on what's happening with their own plan, the analysis said.

The shifts are due to the ups and downs of the market, and to cost-saving provisions written into the law.

The Affordable Care Act offers subsidized private health insurance to people who don't have access to coverage on the job. HealthCare.gov and state insurance markets are launching their second annual sign-up season, which runs through Feb. 15. This year, 85 percent of their customers received tax credits to subsidize their premiums.

Those existing customers will be renewing coverage for the first time. Some could face sticker shock....snipped

http://bigstory.ap.org/article/a2c62a4a807b4e01b92f21efd50c8370/keeping-your-health-law-plan-may-mean-premium-hike
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Baldo
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The hits keep coming: Gruber celebrates ‘mislabeling’ Obamacare in video #6
The hits just keep on rolling in. After the previously unknown investment advisor Rich Weinstein established that there was a literal trove of videos featuring Obamacare architect Jonathan Gruber speaking candidly and in strikingly impolitic ways about the health care reform law and the American public he helped deceive, the mainstream press is now getting in on the act.

The sixth installment in the series of videos featuring Gruber crucifying himself was uncovered by CNN’s Jake Tapper:...snipped

http://linkis.com/hotair.com/archives/KoTI0
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Baldo
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Who Lied? Jonathan Gruber Linked to Getting Obamacare to Illegal Aliens

Jonathan Gruber, Sylvia Burwell and Joe Wilson. Added to the mix of the two biggest issues of the day - ObamaCare and an expected Obama executive order granting amnesty to millions of illegal immigrants, this is a potent cocktail of political explosives.

Let’s start in September, 2009.

As President Obama addresses a Joint Session of Congress on his health care proposals - the proposals that would eventually become The Patient Protection and Affordable Care Act (ACA) -- aka ObamaCare -- South Carolina Congressman Joe Wilson abruptly and famously shouted “You lie!”

While Wilson was chastised for his decided breach of congressional decorum, in fact what he was literally yelling about were these words from President Obama: “There are also those who claim that our reform effort will insure illegal immigrants. This, too is false. The reforms I’m proposing would not apply to those who are here illegally.”

Now?

Controversial MIT professor Jonathan Gruber, n the headlines for repeated videotaped admissions of lying to the “stupid” American people in writing the ACA law, has been tied to the hotly controversial issue of amnesty for illegal immigrants. An amnesty that would get around the prohibitions of the ACA that deny Obamacare to illegal immigrants by simply and directly removing the status of “undocumented” from “undocumented immigrants” - thereby making them eligible for Obamacare.

Now, Fox News co-host Greg Gutfeld has dug up this recent clip of HHS Secretary Sylvia Burwell calling for “extending Obamacare benefits to DREAM-eligible illegal immigrants” and adding that “DREAMers are not able to be covered in the marketplace. And this is an issue that I think is more than a health care issue — it is an immigration issue…And I think everyone probably knows that this administration feels incredibly strongly about the fact that we need to fix that. We need to reform the system and make the changes that we need that will lead to benefits in everything from health care to economics to so many things — a very important step that we need to take as a nation.”

And who just happens to be well out there providing the data on illegal immigrants and Obamacare? If you guessed MIT’s Jonathan Gruber, you would be right.

In other words? President Obama is getting around his promise to Congress that September of 2009 that “the reforms I’m proposing would not apply to those who are here illegally” by simply bestowing amnesty on “those who are here illegally.” Once legal, they will be qualified for Obamacare.

And Jonathan Gruber, who confesses that the Obama administration deliberately sold its program by lying about it, has now been tied to supplying data on health care for those illegal immigrants. Illegal immigrants who would instantly become beneficiaries of the very same ACA once granted amnesty -- exactly as Obama HHS Secretary Burwell said was the goal.

In a “Final Report to the Commonwealth Fund” titled “ Undocumented Immigrants and Health Care Reform”, published by the UCLA Center for Health Policy Research on August 31, 2012 (hat tip to NB's P.J. Gladnick), the report acknowledges only two sources at the very beginning of the report. The two sentence “Acknowledgments” reads in its entirety as follows: “Funding for this report was provided by a grant from The Commonwealth Fund. Special data runs were provided by Jonathan Gruber at MIT.”..snipped

.........

Five years ago, Congressman Joe Wilson’s breach of protocol on the House floor was prompted by his accusation that President Obama was lying about his intentions in supplying ObamaCare to illegals.

With a stroke of a pen on an executive order giving amnesty for illegal immigrants, the President will, among other things, at last prove Joe Wilson correct. Mr. Obama did lie. And helping with all that data on both health care and immigration?

Jonathan Gruber.


http://newsbusters.org/blogs/jeffrey-lord/2014/11/14/who-lied-jonathan-gruber-linked-getting-obamacare-illegal-aliens


read entire article
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