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Healthcare Bill Part III; Obamacare
Topic Started: Mar 3 2014, 02:20 PM (48,675 Views)
kbp

http://object.cato.org/sites/cato.org/files/articles/cannon-adler-health-matrix-23.pdf

Health Matrix: Journal of Law-Medicine
Volume 23 - Spring 2013 - Issue 1


Taxation Without Representation: The Illegal IRS Rule to Expand Tax Credits under the PPACA
Jonathan H. Adler & Michael F. Cannon


snip (page 140)

Despite the public concerns about the proposed regulations, the IRS stayed the course. Late in the afternoon on Friday, May 18, 2012, the IRS issued a final rule adopting its proposal without significant change. The agency claimed its decision was supported by legislative intent, if not the actual language of the Act:

  • The statutory language of section 36B and other provisions of the Affordable Care Act support the interpretation that credits are available to taxpayers who obtain coverage through a State Exchange, regional Exchange, subsidiary Exchange, and the Federally-facilitated Exchange. Moreover, the relevant legislative history does not demonstrate that Congress intended to limit the premium tax credit to State Exchanges. Accordingly, the final regulations maintain the rule in the proposed regulations because it is consistent with the language, purpose, and structure of section 36B and the Affordable Care Act as a whole.



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kbp

http://www.breitbart.com/Big-Government/2014/04/27/Obamacare-Mortgaging-Hope
OBAMACARE: MORTGAGING TOMORROW’S 'HOPE' FOR TODAY’S 'CHANGE'


Good piece!

She must not have heard Pelosi telling us about all the jobs Obamacare would create ...determined before she had a chance to pass and read Obamacare!
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Baldo
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The Obamacare Question That Has Democrats Terrified

With just 191 days until the Nov. 4 midterm elections, nervous Democrats are scrambling to find an effective answer to the Obamacare question they may fear the most:

"Where is the $2,500 in health insurance savings President Obama and Democrats promised me?"..snipped

http://www.breitbart.com/Big-Government/2014/04/27/The-Obamacare-Question-That-Has-Democrats-Terrified


Video Montage

Obama Promises To Lower Health Insurance Premiums by $2,500

https://www.youtube.com/watch?v=_o65vMUk5so


Obama's Lies to get elected & pass Obama-care

"If you like your doctor, you will be able to keep your doctor. Period. If you like your health care plan, you will be able to keep your health care plan. Period. No one will take it away. No matter what."

"We are going to cut the cost of a typical family insurance $2500 per year."


Hard to believe the US Voters fell for it, but Hay as Uncle Si of Duck Dynasty would say

I make up people all the time to get out of stuff. - Si

Edited by Baldo, Apr 28 2014, 09:54 AM.
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kbp

Quote:
 
http://www.spokesman.com/stories/2014/apr/25/mcmorris-rodgers-says-aca-likely-to-stay/

McMorris Rodgers says ACA likely to stay
Campaign talks cover health act...


With the news this week that more than 600,000 Washington residents have acquired new health care plans through the state exchange, U.S. Rep. Cathy McMorris Rodgers said it’s unlikely the Affordable Care Act will be repealed.

“We need to look at reforming the exchanges,” the Eastern Washington Republican said Thursday.

The five-term congresswoman and chair of the House Republican Conference kicked off her re-election campaign this week with visits to Walla Walla, Colville and Spokane. She faces Democratic challenger Joe Pakootas.

McMorris Rodgers has been part of the Republican leadership in the House that has voted multiple times to repeal parts or all of President Barack Obama’s signature health care law. GOP members have said the law is unworkable, will increase costs for some and force others into inadequate coverage or plans they don’t want.

McMorris Rodgers continued those criticisms Thursday, but said the framework established by the law likely will persist and reforms should take place within its structure.

“It is a top-down, one-size-fits-all approach to health care,” she said. Consumers should have more choice for their coverage, and Democrats should abandon the idea that everyone will enroll because of the mandate, McMorris Rodgers added.

The congresswoman also said that the 85 percent of enrollees who received Medicaid coverage is a sign the program is not sustainable and many will receive subpar care.

“You’re seeing where they’ve had to reduce programs for the very people it’s meant to help,” McMorris Rodgers said. “Somebody’s going to have to pay the bill.”.....

“We need to look at reforming the exchanges,”

I sense the remark has more to do with her campaign than reality, but I'm not sure WTH she could mean by saying the exchange needs reform. Medicaid is not 85% of the enrollees nationally. CBO showed their count for exchange enrollees to be 6 million private insurance and 7 million Medicaid, while the reports are that only 3 million signed up for Medicaid (you can sign up for Medicaid any time of the year).
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Baldo
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Yep, probably in her district she is not safe so she has to move to embrace Obama-care with changes.

The real question remains to be posed & answered

1) What will the actual level of healthcare be?

2) What will it cost?

Of course our Bozos never want to address the level of care, but then again our Federal Govt spending is so out of control, so over the top, that looking at the cost of anything is a cocktail party non-no in DC.

Edited by Baldo, Apr 28 2014, 11:02 AM.
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LTC8K6
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Assistant to The Devil Himself
http://www.powerlineblog.com/archives/2014/04/oregon-healthcare-epicfail.php

“We Get It Oregon—You People Live in a Cartoon”
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Baldo
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Kaiser Health Tracking Poll: April 2014

The enrollment surge at the end of March in the health insurance exchanges, created by the Affordable Care Act (ACA), was widely covered in the news, as was the announcement that at least 8 million people have used the new marketplaces to sign up for coverage. The news got a fair amount of attention from the public, with over half saying they followed the enrollment numbers “very” or “fairly closely.”

But the latest Kaiser Health Tracking Poll finds that this news did little to change the public’s impressions of the law, with overall opinion remaining exactly where it was last month (46 percent unfavorable, 38 percent favorable). While over four in ten correctly identify the number of people who have signed up for insurance1, enrollment levels do not register as a success for most Americans.

Nearly six in ten (including half of those who correctly identified the 8 million figure) believe enrollment fell short of the government’s expectations, and the same share believe the rollout problems indicate that the law is not working as planned....snipped

http://kff.org/health-reform/poll-finding/kaiser-health-tracking-poll-april-2014/
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kbp

Barry was elected to serve 320 million, brags about 8 million, and more than half of them had to replace policies cancelled because of him. Go figure!
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kbp

Quote:
 
http://www.breitbart.com/Big-Government/2014/04/28/Obamacare-s-Backend-Still-Missing-Deadline-Uncertain

OBAMACARE'S BACKEND STILL MISSING, DEADLINE UNCERTAIN

Healthcare.gov was supposed to do more than just sign people up for insurance. It was also supposed to manage subsidy payments to insurers on the back-end of the site. But with the first enrollment period closed, that part of the site is still months from being ready.

Kyle Cheney at Politico reports that deadline for the completion of the back-end continues to slip. He contacted HHS for an update on when they expect it to be ready, but they "refused" to give him an answer.
Last December, HHS Secretary Sebelius told Members of Congress that the back-end was "due to go into effect in mid-January." But by that point, HHS was not only not done with the back-end, it was announcing a rush $91 million contract to find someone new to get the job done by mid-March.

The contracting document stated, "If this functionality is not complete by mid-March 2014, the Government could make erroneous payments to providers and insurers." The document goes on to list four categories of financial error that could result. These included:

  • "erroneous estimates of budgeted and projected payments,"
  • "inaccurate issuance of payments to health plans,"
  • "inaccurate forecasting of Risk Adjustment, Reinsurance, and Risk Corridor," and
  • "failing to support the end of the year reconciliation with IRS."
The new contractor, Accenture, was not able to complete the back-end by March. In fact, the government is still relying on an "interim" accounting process which Politico describes as "pretty much a spreadsheet and some informed estimates." That process is expected to be in place until September.

One result of not having the back-end built is that the administration continues to be unable to say how many people have actually enrolled with any precision. Since October, the administration has been reporting the number of people who signed up, i.e. who selected a plan on the website. This culminated recently in the announcement of more than 8 million sign ups during the total enrollment period. Reporters frequently asked for the total number who had enrolled, i.e. those who had paid a premium, but the administration said it did not have that information because the back-end of the site was not built.

There is evidence that insurers are delivering monthly enrollment numbers back to HHS. These figures would then be plugged into the spreadsheets to tally the amount of subsidies the government owes to each insurer. However, it's likely that these figures will be imprecise, meaning that at some point a final reconciliation will need to take place to balance the books. Politico quotes health industry expert Bob Laszewski saying, "We have the mother of all reconciliations coming."

Had they not wasted so much money on the web site failures we've already witnessed, I'd say I'm 110% certain they're trying to delay accurate numbers from coming out before the election. Knowing of their past failures, it's hard to tell if this failure was intentional.

Meanwhile, we're just handing out money using the honor system. Imagine trying to find "honor" in DC!
Edited by kbp, Apr 29 2014, 12:41 PM.
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kbp

http://www.zerohedge.com/news/2013-08-02/obamacare-full-frontal-953000-jobs-created-2013-77-or-731000-are-part-time

Posted Image


http://www.thegatewaypundit.com/2013/07/congratulations-democrats-obamacare-will-kill-off-at-least-2-of-us-full-time-workforce?ModPagespeed=noscript

Posted Image
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Baldo
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It just goes to show you what happens when we elect a community organizer from Chicago who couldn't & never has managed a mom & pop corner store.

Obama is way over his head and the damage he has caused will last for a long time.
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kbp

http://dailycaller.com/2014/04/29/sources-sebelius-now-refusing-to-testify-before-senate-panel/?advD=1248,657950
Sources: Sebelius Now Refusing To Testify Before Senate Panel


Who do the Congressmen think they are?
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kbp

Fox news guest said it will now cost more to fix the Obamacare exchange web site than it cost to build it. Recall they have yet to build the 'backend' that handles the subsidy money. I have not checked the accuracy of this report.

Evidently the shopping cart counter works!
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kbp

Can anyone post this article? I seem to have somehow hit my "maximum free pages in the Business section."

http://www.latimes.com/business/hiltzik/la-fi-mh-lamest-antiobamacare-column-20140428,0,3435464.column#axzz30PpEamFT
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abb
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Found: The lamest anti-Obamacare column of all (thus far)

Michael Hiltzik

1:53 PM PDT, April 28, 2014
Advertisement

As we've recently observed, conservative opponents of the Affordable Care Act have pulled out the stops to paint the law as an unmitigated disaster--notwithstanding its documented gains in health insurance coverage for millions of Americans nationwide.

But we think we've found the dopiest entry in this competitive field. Tip your hat to Michael F. Cannon of the libertarian Cato Institute, who wins the prize with a piece entitled "ACA Exchanges at risk." Cannon is director of health policy studies at Cato, which is a little scary. His column appeared April 22 on the opinion page of the Los Angeles Register (whatever that is) and also is published on the Cato website.

Its theme is that Obamacare "creates so many incentives for enrollees to drop their coverage" that this year's enrollment numbers can't be sustained. The piece goes even further, stating that people are financially better off if they drop their coverage and "wait until they get sick to re-enroll."

That argument places Cannon squarely in the disreputable camp of conservatives who advise Americans not to sign up for Obamacare because there's no downside to going without coverage. That was the implicit point made recently by the right-wing blogger Matt Drudge, who says he'll never sign up for Obamacare and claimed (implausibly) that he had already paid his 2014 penalty for shunning the ACA's legally mandated individual health coverage.

It should be obvious that advising anyone to go without health insurance, especially when it's been made affordable by the ACA, is the height of irresponsibility. That's even more true when the advice is based on nonsense.

So let's take a gander at where Cannon, Cato's health policy expert, goes off the rails.

First, he claims that "for most healthy people, going uninsured before Obamacare, at least for a time, was already a safe bet.... The odds that they would have to deal with unmet medical needs, or unpaid medical bills, were low."

That's true, up to a point. Of course the flaw in this reasoning is that the time span dividing healthfulness from dire medical need can be a nanosecond--the time it takes to be hit by a car, feel a sudden chest pain, or to take a phone call from a doctor bearing a cancer diagnosis. You want to roll the dice, go ahead. Just remember that you are rolling the dice.

Then Cannon gets really ghoulish. "Suppose the day after you cancel your health insurance, you receive a serious diagnosis like diabetes, or cancer," he posits. No problem! Under Obamacare, you can't be denied insurance coverage or charged extra for that illness!

On the other hand, Cannon concedes, you may have to wait until open enrollment for the following year to sign up, which means your coverage won't start until next January.

Big deal, Cannon suggests. What's the risk that you'll have to wait, say, 11 months to see a doctor for your cancer? How many cancers kill people that fast, anyway? "You may have to wait until January for that coverage to take effect," he writes, "but even so the downside risk of going uninsured is much smaller."

Anyway, he says, there are plenty of ways to sign up for coverage without waiting a year. For example:

--Get married. "Newly married couples can enroll in an Exchange plan on their wedding day," he observes. (You can get divorced the day after enrollment, he advises.) And happily, "states that recognize gay marriage have effectively doubled the pool of potential 'Obamacare spouses.'"

--Move to a new state. You can sign up on its exchange when you take residence.

--"If you live in one of the 25 or so states implementing Obamacare’s Medicaid expansion, you can get coverage immediately by reducing your income below 138 percent of the federal poverty level ($16,102 for a single adult). You can then restore your income when you enroll in an Exchange plan in January."

--Get pregnant. You can enroll in an exchange the day your baby is born. (Of course, this works only for about half the U.S. population.)

--Rely on "friends, family, or the kindness of strangers." (Yes, he actually wrote this.)

As it happens, Cannon left out a couple of options. You can get yourself fired; loss of a job makes you immediately eligible for an exchange plan. Alternatively, you can become a member of an Indian tribe; tribal members can sign up for exchange plans throughout the year. (This may not be an option for everybody.)

So to sum up, here are the ways the Cato Institute proposes for you to scam Obamacare: You can get married, have a kid, impoverish yourself so you qualify for Medicaid, or commit fraud. If you've been diagnosed with a dire disease, you can uproot yourself and move to another state.

These are the options, Cannon says, for "rational" people. Cato and its health policy expert plainly have a different definition for "rational" from the rest of us. But why would a truly rational person take their advice?
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