Welcome Guest [Log In] [Register]
Add Reply
Healthcare Bill Part III; Obamacare
Topic Started: Mar 3 2014, 02:20 PM (48,604 Views)
LTC8K6
Member Avatar
Assistant to The Devil Himself
http://www.forbes.com/sites/anthonynitti/2015/01/18/large-penalties-await-employers-who-reimbursed-certain-employee-health-insurance-premiums-in-2014/print/

Large Penalties Await Employers Who Reimbursed Certain Employee Health Insurance Premiums In 2014
Online Profile Quote Post Goto Top
 
MikeZPU

http://www.forbes.com/sites/michaelcannon/2015/01/16/harvard-study-of-cbo-reports-says-nothing-new-or-interesting-about-king-v-burwell/

Vox‘s Sarah Kliff reports that Harvard University’s Theda Skocpol has produced a study purporting to show Congress intended for the Patient Protection and Affordable Care Act to authorize health-insurance subsdies through Exchanges established by the federal government — even though the statute expressly and repeatedly says those subsidies are available only “through an Exchange established by the State.” Whether the PPACA authorizes those subsidies in the 36 states with federal Exchanges is the question presented in King v. Burwell. The Supreme Court will hear oral arguments in King on March 4, with a ruling expected by June. Unfortunately for the administration and its supporters, Skocpol offers nothing either new or that supports the notion that Congress intended something other than what it expressly said in the statute.

What evidence does Skocpol claim to have found in support of her counter-textual interpretation of congressional intent? She combs through 68 analyses issued by the Congressional Budget Office during 2009 and 2010. She finds that in none of these reports did the CBO entertain the idea that the PPACA’s Exchange subsidies might be available in some states but not others. She interprets this as both “excellent evidence” and “the best objective evidence we have that no one in Congress considered premium subsidies restricted to certain states to be either possible or desirable.”

Yeah, about that.

An alert Vox reader already informed Kliff that the claim that CBO never condsidered the possibility of Exchange subsidies in some states but not others isn’t exactly true. The comprehensive health care bill approved by Democrats on the Senate’s Health, Education, Labor, and Pensions (HELP) Committee in 2009 (S. 1679) would have given states four years to establish Exchanges themselves, after which point the federal government would establish an Exchange. As my partner-in-crime-fighting Jonathan Adler and I write in an amicus brief filed with the Supreme Court in King:

S. 1679 asked each state to adopt certain health insurance regulations, and either establish an Exchange itself or ask the federal government to establish one “in” the state…S. 1679 withheld Exchange subsidies, as well as many of its insurance regulations, for up to four years until the state complied.

The CBO scored S. 1679 assuming that some states would establish Exchanges early and some would not. Thus the agency’s cost projections assumed that Exchange subsidies would be available in some states but not in other states. So we’ve already got a problem with Skocpol’s analysis.

What Skocpol, Kliff, and her otherwise alert reader missed — which they would not have missed if they read our brief — is that the HELP bill permanently withheld Exchange subsidies if a state failed to implement that bill’s employer mandate. Again, from our brief:

After four years, the federal government would establish an Exchange “in” the state and implement guaranteed-issue and community-rating rules even stricter than those found in the PPACA. If a state thereafter failed to implement the bill’s employer mandate, S. 1679 withheld Exchange subsidies permanently — even in a federal Exchange.

Emphasis in original. In fact, the HELP bill would have withheld Exchange subsidies in both federal Exchanges and state-established Exchanges if the state did not cooperate by implementing the bill’s employer mandate. Even the government’s amici concede the HELP bill, which was merged with the Finance committee’s health care bill to form the PPACA, conditioned Exchange subsidies on states implementing the law. So much for Skocpol’s claim that “no one in Congress considered premium subsidies restricted to certain states to be either possible or desirable.” (Senate Democrats discarded this part of the HELP bill when crafting the PPACA, but retained and strengthened the Finance bill’s language conditioning Exchange subsidies on states establishing Exchanges.)


READ MORE AT THE LINK ABOVE
Online Profile Quote Post Goto Top
 
kbp

LTC8K6
Jan 18 2015, 10:26 PM
Barry at work making it easier for small businesses ...the market which employees the most citizens in the U.S. of A.
Online Profile Quote Post Goto Top
 
kbp

MikeZPU
Jan 18 2015, 10:39 PM
Before I even read up on the many columns out there addressing this "study," I should point out that the data provided to any source estimating costs does actually reveal hints at what the intent was.

All that Congress gave Gruber for him to provide a cost estimate would be of great interest.

All that Congress gave the CBO for them to provide a cost estimate would be of great interest.

How did either of them determine that all states would participate?

Somebody directed them both to ASSUME that ALL states would fully cooperate, which is a pipe dream.

Before "intent of Congress" carries any weight, they must show provisions of the law that are ambiguous and would not make it absurd to UNwrite the plain text in question. That said, if intent was for the federal exchange to provide subsidies, where is the language in the law that says such?

The reality of what went on at the CBO is that their numbers were based on the assumption that all states would cooperate, so there was no need for the CBO to concern itself with the lack of funding available to establish federal exchanges where states did not cooperate. I'm not aware of any numbers that CBO produced showing funds set aside for subsidies and taxes (mandate) in states operating specifically with a federal exchange.
.
Edited by kbp, Jan 19 2015, 08:42 AM.
Online Profile Quote Post Goto Top
 
kbp

http://www.scholarsstrategynetwork.org/content/why-congressional-budget-office-reports-are-best-evidence-congressional-intent-about-health-

Why Congressional Budget Office Reports are the Best Evidence of Congressional Intent about Health Subsidies
Theda Skocpol, Harvard University


Days after the November 2014 elections, the Supreme Court granted expedited review of a legal challenge to subsidies that are now helping millions of Americans afford private health insurance. Funded by the libertarian Competitive Enterprise Institute, King v. Burwell alleges that the 2010 Affordable Care Act precludes premium subsidies for the citizens of states that have not established their own marketplace “exchanges” to sell regulated insurance plans. Pointing to a single discordant phrase in 900 pages, plaintiffs claim that Congress threatened to withhold subsidies to force all fifty states to build and run exchanges on their own.
From the Harvard sociologist which has a problem with the definition of "single."

This statutory interpretation case will be heard at the Supreme Court on March 4, 2015. Previous jurisprudence has established that laws are to be interpreted in terms of overall purposes, and the goals of the Affordable Care Act certainly require the nationwide availability of premium subsidies. [Be thankful she is not in charge of the budget using that approach. The re-writes would be overwhelming!]Nonetheless, arguments rage about Congressional intentions. Health policy reporters have combed through old notes; former Congressional leaders have penned OpEds; and one enterprising reporter dug up an old staff email. All confirm that those who debated health reform bills never imagined that subsidies could be withheld from residents of any states. In response, King plaintiffs point to a 2012 videotaped speech by an economist who advised reform designers. But all of this is after-the-fact. To properly assess Congressional intent, the Supreme Court needs contemporaneous, objective evidence. [Start with the plain text and find its source!]

The Value of the Full Record of Congressional Budget Office Reports

Political scientists know that such objective evidence can be found in the entire record of analyses prepared by the Congressional Budget Office for the 111th Congress. Called “CBO” for short, this agency has a legal mandate to generate nonpartisan revenue and cost estimates for bills and amendments. In addition, the office responds to requests from members of Congress to provide data on issues that come up in debates. Every Senator or Representative, not just members of the majority party or Congressional leaders, can ask for CBO analyses – or raise questions about previously issued CBO analyses. This institutional fact is crucial. Because the Congressional Budget Office is responsive to requests and questions, the steady stream of major and minor analyses it prepares during debates over complex legislation like the Affordable Care Act amounts to excellent evidence of the full range of possibilities considered in real time by any party, faction, or highly engaged member of Congress. Legislators pay close attention and regularly ask for additional analyses, because CBO cost estimates profoundly influence votes. [Yes, the question was raised and answered!]

What the 2009-10 CBO Record Shows
Her time span greatly limits the possibility to "raise questions about previously issued CBO analyses."]

In December 2010 – months after the Affordable Care Act was signed into law and well before the lawsuits challenging subsidies were conceived – the CBO published a topically organized compilation of 35 important reports it issued during the health reform debates. To complete the record, I dug into the most detailed lists for 2009 and 2010 on the agency’s website and included 33 additional reports, estimates, responses, and presentations (everything except blog posts). I then arrayed all 68 analyses chronologically, noted who asked for each, and looked at how premium subsidies and state-level variations were assessed. Here is what I found:

  • •CBO reports in early 2009 included clear discussions of how key policy options for health reform would be scored and estimated – including subsidies that might be made available to help Americans afford insurance plans. Throughout 2009-10, the CBO always referred to “exchanges” in ways that encompassed both state and federally assisted options – and always modeled estimates based on the expectation of nationwide availability of consumer subsidies. Did you catch much on the funding in place for states to establish exchanges? ...for the HHS to do such also?

    •In a steady stream of analyses rising to six to ten per month when Congress debated final committee and floor bills, CBO calculated cost estimates and addressed a range of issues and policy alternatives posed by both Democrats and Republicans. Although Democrats controlled the 111th Congress, nineteen out of the 68 CBO products analyzed GOP bills or responded to requests from Republican leaders, ranking committee members, or legislators.

    •CBO mostly dealt with overall budgetary issues of spending, costs, and deficits – or looked at the specific impact of health reform proposals on Medicare beneficiaries, health care providers, and citizens at various income levels. The record shows that no one from either party asked CBO to analyze or project subsidies available to people in some states but not others. In a June 2009 analysis of a draft proposal from Democrats in the Senate Health, Education, and Labor Committee, CBO treated subsidies as phased in. But even that proposal, which did not survive in further deliberations, stipulated that subsidies would be available in all states from 2014 – and CBO calculated costs accordingly. [Did it identify the number of states that would not cooperate?]

    •After the Affordable Care Act became law in March 2010, members of Congress, especially Republican critics, continued to raise issues. In its responses, CBO continued to model exchange subsidies as available nationwide. No one in either party objected or asked for alternative estimations assuming partial subsidies at any point in the 111th Congress. [Democrats directed such questions to fellow party members handling the committees constructing the law, questions from members in Texas IIRC.]

    •Eventually, a June 2012 Supreme Court ruling made state-level Medicaid expansions optional under the Affordable Care Act. Immediately after the decision, a July 24, 2012 CBO report updated cost estimates to take into account the likelihood that many states would not soon expand Medicaid. However, with no objections from Republicans in Congress or the states at that time, CBO continued to model exchange subsidies as available nationwide and restated in footnote 14 its longstanding assumption that under the law, premium “subsidies will be available to people in exchanges run entirely by states, exchanges run entirely by the federal government, and exchanges run together by the states and the federal government.”
    [Her "2009-10 CBO Record" expanded to include 2012. She can't even keep track of the years herself! So a "longstanding assumption" by the CBO - which ignores the plain text of the law - justifies spending in 74% of the States that do not meet the requirements in the $2+ trillion law?]
A Clear-Cut Bottom Line

Throughout hard-fought debates about health reform, lawmakers in both parties looked for ways to save taxpayer money. Partial subsidies would have greatly reduced costs, so the total absence of this kind of analysis among the 68 prepared by CBO for the 111th Congress (and its continuing absence in reports done for the next Congress) is the best objective evidence we have that no one in Congress considered premium subsidies restricted to certain states to be either possible or desirable. If Congress intended to threaten states with withheld subsidies, nobody said so.
Nobody said so except the law! So the absence of evidence is evidence of proof ..if we ignore some evidence?
.
Edited by kbp, Jan 19 2015, 09:22 AM.
Online Profile Quote Post Goto Top
 
LTC8K6
Member Avatar
Assistant to The Devil Himself
kbp
Jan 19 2015, 08:01 AM
LTC8K6
Jan 18 2015, 10:26 PM
Barry at work making it easier for small businesses ...the market which employees the most citizens in the U.S. of A.
That seems to be exactly what my company has been doing.

Apparently they are not allowed to.
Online Profile Quote Post Goto Top
 
Rusty Dog
Member Avatar

LTC, I thought about you when I read about those penalties.
Offline Profile Quote Post Goto Top
 
kbp

A point brought up by Jonathan Adler tweet, the attorney who worked with Michael Cannon early on exposing the problem with subsidies at federal exchanges:

  • @jadler1969
    if fed=state, then feds must get permission from noncooperating states (see 1311f)

Recall 36B directs the subsidies for exchanges set up under Section 1311:
Quote:
 

  • SEC. 1311. AFFORDABLE CHOICES OF HEALTH BENEFIT PLANS

    (a) ASSISTANCE TO STATES TO ESTABLISH AMERICAN HEALTH BENEFIT EXCHANGES

    [...]

    (b) AMERICAN HEALTH BENEFIT EXCHANGES.—
    (1) IN GENERAL.— Each State shall, not later than January 1, 2014, establish an American Health Benefit Exchange (referred to in this title as an ‘‘Exchange’’) for the State...

    [...]

    (d) REQUIREMENTS.—
    (1) IN GENERAL.—An Exchange shall be a governmental agency or nonprofit entity that is established by a State.

    [...]

    (f) FLEXIBILITY.—

    • (1) REGIONAL OR OTHER INTERSTATE EXCHANGES.—An Exchange may operate in more than one State if—
      (A) each State in which such Exchange operates permits such operation;
      and
      (B) the Secretary approves such regional or interstate Exchange.

    • (2) SUBSIDIARY EXCHANGES.—A State may establish one or more subsidiary Exchanges if—
      (A) each such Exchange serves a geographically distinct area; and
      (B) the area served by each such Exchange is at least as large as a rating area described in section 2701(a) of the Public Health Service Act.

    • (3) AUTHORITY TO CONTRACT.—
      (A) IN GENERAL.—A State may elect to authorize an Exchange established by the State under this section to enter into an agreement with an eligible entity to carry out 1 or more responsibilities of the Exchange.
      (B) ELIGIBLE ENTITY.—In this paragraph, the term ‘‘eligible entity’’ means—
      (i) a person—
      (I) incorporated under, and subject to the laws of, 1 or more States;
      (II) that has demonstrated experience on a State or regional basis in the individual and small group health insurance markets and in benefits coverage; and
      (III) that is not a health insurance issuer or that is treated under subsection (a) or (b) of section 52 of the Internal Revenue Code of 1986 as a member of the same controlled group of corporations (or under common control with) as a health insurance issuer; or
      (ii) the State medicaid agency under title XIX of the Social Security Act
    .
I'd need to refresh myself on the a few things here, but I'm fairly certain there is some reason a federal exchange does not qualify in that situation.
.
Online Profile Quote Post Goto Top
 
kbp

http://www.usnews.com/news/articles/2015/01/12/americans-protest-obamacare-by-refusing-health-insurance-subsidies

Eligible Americans Turn Down Obamacare Tax Credits

[...]
Online Profile Quote Post Goto Top
 
kbp

Quote:
 
http://www.nytimes.com/aponline/2015/01/20/us/politics/ap-us-budget-health-care-law.html

Plan to Use Budget Process on Health Care Law Divides GOP

[...]

Democrats used reconciliation to help pass Obama's health care plan.

[...]

"The only way to do entitlement eligibility changes is on a bipartisan basis," Senate Majority Leader Mitch McConnell, R-Ky., said Thursday at a news conference at a GOP issues retreat in Hershey, Pa. "We do not intend to be offering unilateral, one party-only entitlement eligibility changes."

[...]

A telling episode last fall illustrates the passion over the issue.

McConnell told Fox News that repealing Obama's health care plan would "take 60 votes in the Senate .... and it would take a presidential signature." This sparked a mini-eruption on the right that prompted McConnell's office to release a statement promising to use budget reconciliation to repeal the law.
:madF:
Online Profile Quote Post Goto Top
 
LTC8K6
Member Avatar
Assistant to The Devil Himself
Rusty Dog
Jan 19 2015, 09:32 AM
LTC, I thought about you when I read about those penalties.
I have forwarded the info to the people making the decisions.

I think they finally realize they might need to change. :)
Online Profile Quote Post Goto Top
 
kbp

LTC8K6
Jan 20 2015, 10:25 AM
Rusty Dog
Jan 19 2015, 09:32 AM
LTC, I thought about you when I read about those penalties.
I have forwarded the info to the people making the decisions.

I think they finally realize they might need to change. :)
That's what the "people making the decisions" get for trying to interpret what the law and regulations actually say!
Online Profile Quote Post Goto Top
 
kbp

kbp
Jan 20 2015, 09:33 AM
A point brought up by Jonathan Adler tweet, the attorney who worked with Michael Cannon early on exposing the problem with subsidies at federal exchanges:

  • @jadler1969
    if fed=state, then feds must get permission from noncooperating states (see 1311f)

Recall 36B directs the subsidies for exchanges set up under Section 1311:
Quote:
 

  • SEC. 1311. AFFORDABLE CHOICES OF HEALTH BENEFIT PLANS

    (a) ASSISTANCE TO STATES TO ESTABLISH AMERICAN HEALTH BENEFIT EXCHANGES

    [...]

    (b) AMERICAN HEALTH BENEFIT EXCHANGES.—
    (1) IN GENERAL.— Each State shall, not later than January 1, 2014, establish an American Health Benefit Exchange (referred to in this title as an ‘‘Exchange’’) for the State...

    [...]

    (d) REQUIREMENTS.—
    (1) IN GENERAL.—An Exchange shall be a governmental agency or nonprofit entity that is established by a State.

    [...]

    (f) FLEXIBILITY.—

    • (1) REGIONAL OR OTHER INTERSTATE EXCHANGES.—An Exchange may operate in more than one State if—
      (A) each State in which such Exchange operates permits such operation;
      and
      (B) the Secretary approves such regional or interstate Exchange.

    • (2) SUBSIDIARY EXCHANGES.—A State may establish one or more subsidiary Exchanges if—
      (A) each such Exchange serves a geographically distinct area; and
      (B) the area served by each such Exchange is at least as large as a rating area described in section 2701(a) of the Public Health Service Act.

    • (3) AUTHORITY TO CONTRACT.—
      (A) IN GENERAL.—A State may elect to authorize an Exchange established by the State under this section to enter into an agreement with an eligible entity to carry out 1 or more responsibilities of the Exchange.
      (B) ELIGIBLE ENTITY.—In this paragraph, the term ‘‘eligible entity’’ means—
      (i) a person—
      (I) incorporated under, and subject to the laws of, 1 or more States;
      (II) that has demonstrated experience on a State or regional basis in the individual and small group health insurance markets and in benefits coverage; and
      (III) that is not a health insurance issuer or that is treated under subsection (a) or (b) of section 52 of the Internal Revenue Code of 1986 as a member of the same controlled group of corporations (or under common control with) as a health insurance issuer; or
      (ii) the State medicaid agency under title XIX of the Social Security Act
    .
I'd need to refresh myself on the a few things here, but I'm fairly certain there is some reason a federal exchange does not qualify in that situation.
.
I asked Michael Cannon and he pointed out that HHS would not qualify as an "ELIGIBLE ENTITY," which comes from 1311(f)(3)(B) I assume.
Online Profile Quote Post Goto Top
 
kbp

Somewhat OT..

Quote:
 
http://kaiserhealthnews.org/news/high-court-considers-if-providers-can-sue-states-for-higher-medicaid-pay/

High Court Considers If Providers Can Sue States For Higher Medicaid Pay

The U.S. Supreme Court heard arguments Tuesday in a case that could block hospitals, doctors — or anyone else — from suing states over inadequate payment rates for providers who participate in the Medicaid program for low-income Americans.

Federal law requires Medicaid, which covers 70 million people, to provide the same access to care as that given to people with private insurance. But many doctors avoid seeing Medicaid recipients, saying the program pays too little. That can lead to delays and difficulties in getting care for millions of poor people.

In Armstrong vs. Exceptional Child Center, several providers for developmentally disabled Medicaid patients sued the state of Idaho after officials failed to increase Medicaid payments as required under a formula approved by the federal government. An appellate court upheld a judgment in favor of the providers last year, noting that Idaho had conceded that it held rates flat since 2006 for “purely budgetary reasons.”

The issue before the high court is whether the U.S. Constitution gives providers the right to sue the state to increase their pay. And the court appeared split on that issue based on their remarks Tuesday. Chief Justice John G. Roberts Jr. expressed concern about opening the door to a flood of lawsuits that could have federal judges determining state payment rates and potentially gutting state budgets, while more liberal judges appeared more sympathetic to the providers.

“It seems to me that this is a prescription for budget-busting across the board.” Roberts said of allowing provider lawsuits. “It seems to me [we] will be putting the setting of budget priorities in the hands of dozens of different federal judges, and I just don’t know what the practical significance of that is going to be.”

In the past two decades, providers and patient advocates have sued Medicaid programs in numerous states, including California, Illinois, Massachusetts, Oklahoma, Texas and the District of Columbia — with many of those suits resulting in higher pay for doctors and other providers.

But Justice Sonia Sotomayor noted that in the case before them, Idaho officials had failed to follow the federally approved Medicaid payment formula.

Idaho is asking the Supreme Court to hold that neither providers, nor any other private party has the right to challenge payment rates in court; indeed that only the federal government has that ability. A decision is expected by June.

More than half the states and the Obama administration have backed Idaho’s position. Major provider groups including the American Medical Association and the American Hospital Association — along with patient advocacy groups such as the National Health Law Program — have sided with the providers.

During the hearing, Roberts and Justice Antonin Scalia questioned why providers don’t take the issue up with the federal Centers for Medicare & Medicaid Services, which oversees state Medicaid programs. But the federal government has few options to sanction states other than cutting off a state’s federal Medicaid funding — the so called “nuclear option,” which CMS has never used, said an attorney representing the Idaho health providers.

The last time the court considered the issue, in a 2012 case from California called Douglas vs. Independent Living, a narrow majority sent the case back to lower court without clearly affirming or negating the right to sue. But four conservative justices in their dissent said that without explicit language from Congress saying that such a right exists, private parties such as providers and patients could not challenge Medicaid fees.

State Medicaid programs typically pay low rates — at least one third lower than Medicare, the federal plan covering the elderly and disabled. The Affordable Care Act widened eligibility for Medicaid to cover more low-income adults, adding nearly 10 million people to the program in the past year. The law temporarily increased reimbursement rates for primary care providers, but only in 2013 and 2014.
....Federal law requires Medicaid...to provide the same access to care as that given to people with private insurance.

If that means anything, it seems the lawsuit should be directed at Medicaid for not structuring the system to dictate that the States provide such.

ADD: Food for thought... Our medical bills include itemized charges for everything down to bandages. That is private property, so compensation for such property at below market value prices is a takings case ....if the health care provider is forced by law to provide services to Medicaid patients.
Edited by kbp, Jan 22 2015, 09:43 AM.
Online Profile Quote Post Goto Top
 
kbp

Quote:
 
http://kaiserhealthnews.org/news/hatch-vows-to-dismantle-health-law-but-predicts-bipartisan-success-on-other-issues/

Hatch Vows To Dismantle Health Law But Predicts Bipartisan Success On Other Issues

While Republicans cannot expect a full repeal of the health law while President Barack Obama remains in office, the GOP intends to “strike away at it, piece by piece,” Senate Finance Committee Chairman Orrin Hatch, R-Utah, said Tuesday.

[..]
Now that the budget is fully approved thru Sept 2015.
Online Profile Quote Post Goto Top
 
1 user reading this topic (1 Guest and 0 Anonymous)
ZetaBoards - Free Forum Hosting
Create your own social network with a free forum.
Learn More · Sign-up for Free
Go to Next Page
« Previous Topic · LIESTOPPERS UNDERGROUND · Next Topic »
Add Reply