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As unemployment benefits run our, many jobless file for disability SS
Topic Started: Feb 21 2012, 06:27 AM (2,082 Views)
Tim from AL
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Oh, I forgot...she also has the major insurance and I have Medicare as a supplimental, which only pays the hospital overnight stays I have and my diabetic supplies and minor things. I still have medicine I have to pay for, too, which is about $200 a month out of pocket. So, you can imagine....the creditors really like calling me and sending me mail....lol. I bet i'll get mail after i'm gone. I told my wife to put a mailbox on my grave for the letters to come to me and see if they can get it then....lol
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Tim from AL
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Mountainrivers
Feb 22 2012, 04:18 AM
Tim from AL
Feb 22 2012, 04:15 AM
Mountainrivers
Feb 22 2012, 04:11 AM
Tim from AL
Feb 22 2012, 04:08 AM
Oh, another BTW...I worked and paid into the system for 25 years. I went from 2006 making $3000 a month to, now, making $700 a month. What a drop. BUT, I can see why some people would still try to do this. Take that $700 a month and figure out the weekly pay, monthly pay, yearly pay, but most important....the HOURLY payrate and compare that to minimum wage and you'll see that most people do it for the fact...it pays more than actually working. For me, it might pay SOME, but you do the math as to how far I fell in income just in this instance. *the company I worked for 17 years closed down, and I went to $2000 a month from 2006 until March 2008 when I quit working and filed disability*
Tim, if you only receive $700/mo, how do you live on that. Most peoples house payment is more than that.
My wife works, too, and she pays the house and my truck and her car and utilities and groceries and such. All that I get a month, goes to my deductibles from my surgeries, which, is $10,000 a year out of pocket uncovered. So, I pay my medical bills left over in co-pays and out of pocket.

BTW...this surgery in Sept. was submitted for $96,000, along with shoulder surgery last May submitted for $38,000, for a total of the amount insurance allowed of only $22,000 Sept and $9,000 in May....still, of which i'm responsible for $10,000 of in final...from that $700 a month check.
I guess you're just one of those deadbeats, huh, Tim?
Yeah. Sure wish I was eligible to take a vacation....lol
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Brewster
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Tim, you sound like a posterboy for Single Payer Health Insurance.

When I hear stories like yours, I simultaneously Thank God I live here, and wonder what it will take for the idea to sink in in the US.
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Mountainrivers
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Brewster
Feb 22 2012, 04:23 AM
Tim, you sound like a posterboy for Single Payer Health Insurance.

When I hear stories like yours, I simultaneously Thank God I live here, and wonder what it will take for the idea to sink in in the US.
Well, maybe when the crazy old farts die out.
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Jim Miller
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I'm not sure how our disability fraud is any business of the nosy Canadians.
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Jim Miller
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Brewster
Feb 22 2012, 04:23 AM
When I hear stories like yours, I simultaneously Thank God I live here, and wonder what it will take for the idea to sink in in the US.
We thank God for that, too, Brew.
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Brewster
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Quote:
 
I'm not sure how our disability fraud is any business of the nosy Canadians.

Perhaps because we have friends and relatives on both sides of the border, Jim?

You remember friends? Someone must have told you about them at some time...
Edited by Brewster, Feb 22 2012, 04:41 AM.
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Pat
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Tim from AL
Feb 22 2012, 04:08 AM
Oh, another BTW...I worked and paid into the system for 25 years. I went from 2006 making $3000 a month to, now, making $700 a month. What a drop. BUT, I can see why some people would still try to do this. Take that $700 a month and figure out the weekly pay, monthly pay, yearly pay, but most important....the HOURLY payrate and compare that to minimum wage and you'll see that most people do it for the fact...it pays more than actually working. For me, it might pay SOME, but you do the math as to how far I fell in income just in this instance. *the company I worked for 17 years closed down, and I went to $2000 a month from 2006 until March 2008 when I quit working and filed disability*
I hope my earlier posts have not given you Tim, the belief that I'm opposed to you receiving disability pay. From what you say, I have no reason to believe you can work at a regular job. And sine Ken told me that you have to be capable of working 40 hours, in your condiiton as explained, it does seem impossible from this end of the internet.

What you have done however is confirm the utter incompetence of the Social Security department of our government. Your account is a blistering indictment against the entitlement in it's entirety. Had you not been required to pay each paycheck into this broken system, you could have invested the funds and paid for a private disability insurance, or a annuity of some form. But you like most of us, are lumped intot he same pot with the deadbeats, and forced to contribute to a broken system, rather than our own system.

Now for your job. I suggest you try writing short stories as one possibility. And although you might think you can't do internet work, I know i guy that does private investigation and background work for a slew of companies from his home office. He weighs in excess of 500lbs and is 100% screwed up physically. But earns many times what a day job pays. He's about your age. Or be a manwhore like Duece Bigalow. With a limited clientele. :smile: Give me time Tim, I'll come up with something for you.
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Mountainrivers
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Pat
Feb 22 2012, 04:45 AM
Tim from AL
Feb 22 2012, 04:08 AM
Oh, another BTW...I worked and paid into the system for 25 years. I went from 2006 making $3000 a month to, now, making $700 a month. What a drop. BUT, I can see why some people would still try to do this. Take that $700 a month and figure out the weekly pay, monthly pay, yearly pay, but most important....the HOURLY payrate and compare that to minimum wage and you'll see that most people do it for the fact...it pays more than actually working. For me, it might pay SOME, but you do the math as to how far I fell in income just in this instance. *the company I worked for 17 years closed down, and I went to $2000 a month from 2006 until March 2008 when I quit working and filed disability*
I hope my earlier posts have not given you Tim, the belief that I'm opposed to you receiving disability pay. From what you say, I have no reason to believe you can work at a regular job. And sine Ken told me that you have to be capable of working 40 hours, in your condiiton as explained, it does seem impossible from this end of the internet.

What you have done however is confirm the utter incompetence of the Social Security department of our government. Your account is a blistering indictment against the entitlement in it's entirety. Had you not been required to pay each paycheck into this broken system, you could have invested the funds and paid for a private disability insurance, or a annuity of some form. But you like most of us, are lumped intot he same pot with the deadbeats, and forced to contribute to a broken system, rather than our own system.

Now for your job. I suggest you try writing short stories as one possibility. And although you might think you can't do internet work, I know i guy that does private investigation and background work for a slew of companies from his home office. He weighs in excess of 500lbs and is 100% screwed up physically. But earns many times what a day job pays. He's about your age. Or be a manwhore like Duece Bigalow. With a limited clientele. :smile: Give me time Tim, I'll come up with something for you.
Dang, Tim. You are probably the only non-deadbeat on SSI according to Pat. I'm glad for you.
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campingken
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Tim,

Are you on SSI or SSD? Since you worked unless you were in a non SS job you should be eligible for SSD and a higher than $700 a month income. The rule with SSD if you are awarded it you collect the amount that you would had received had you kept working until retirement (67 for you?) Your yearly SS statement for the last year that you worked will provide you with what your SSD monthly check should be.

SSD ususally takes over 2 years to obtain but if you have a medical condition that will result in you not living that long your request will be put on the fast track. A guy who I went to the academy with and was a close friend developed throat cancer. He was collecting SSD within 3 months after he applied.

Good luck.
Edited by campingken, Feb 22 2012, 05:37 AM.
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