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The secret of living well on $11,000 a year; complete with healthy food and health insurance
Topic Started: Oct 21 2011, 09:31 PM (1,057 Views)
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Pat
Oct 22 2011, 02:33 AM
Come on Joe, the guy is paying fuel tax on the gas he burns and therefore is paying his way when it comes to the roads and bridges..

He's not renting or buying a hose so why should he pay property taxes?

The guy in the article doe snot have a run down motorhome and he has a job.

Are you jealous that the guy is having a wonderful life on eleven grand and you're not? I'm not in fact I applaud him for his frugality. Deadbeats could learn a thing or two from him.
Not in California Pat, nor would I think most states. Gas taxes do not pay for the local street maintenance. That comes with property taxes. Where is he getting his water from Pat? And Pat be realistic, I had a new DP and it needed things repaired or maintenance.

You call the poor deadbeats yet this guy is not? Living for free on streets I pay for
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"Do you have health insurance?

Yes. I'm self-employed so I purchase my own plan. I have a high-deductible plan and pay $80 per month. It would be even cheaper if I was 28. I don't understand young people who say, "I can't afford health insurance." Last year, my appendix ruptured, and the insurance was a life-saver. I learned my lesson"

Show me a health insurance policy that costs $80 a month. I have a 2k deductible, actually I think its $2,500 now and it costs me $800 a month
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Pat
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Not every full timer stays in RV parks Ken. As far as how he saved the money for the RV, maybe he spent years being frugal and always set a little aside each month. My point being, I think some of us can't envision a guy living on such little and doing it successfully. That doesn't mean it can't be done.
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ngc1514
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We all have our own vision of what is encompassed by "living well." I have a friend who probably thinks this guy is living high on the hog. My buddy bought an old Allied Sea Wind 30 and spends 6 months at a time living "on the hook" - at anchor in the Bahamas. He has to leave the island nation after 6 months or declare residency, so he heads back to Florida around the start of hurricane season, ties up at a marina where he works the winter boating season washing down boats, pumping gas and other menial jobs to pay for his slip space. He also does custom canvas work - Bimini tops, sail covers, canvas repairs, cockpit awnings all on a foot treadle sewing machine in the forepeak and he does this until he has enough to finance his next 6 months cruising. His diet is made up of huge quantities of rice and beans and whatever he pulls out of the ocean. No engine on the boat and he uses kerosene in his stove, lanterns, running lights and anchor light. As he says, "If the wind don't blow, I don't go."

He's been doing this for the 20+ years I've known him.
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Pat
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ngc1514
Oct 22 2011, 08:03 AM
We all have our own vision of what is encompassed by "living well." I have a friend who probably thinks this guy is living high on the hog. My buddy bought an old Allied Sea Wind 30 and spends 6 months at a time living "on the hook" - at anchor in the Bahamas. He has to leave the island nation after 6 months or declare residency, so he heads back to Florida around the start of hurricane season, ties up at a marina where he works the winter boating season washing down boats, pumping gas and other menial jobs to pay for his slip space. He also does custom canvas work - Bimini tops, sail covers, canvas repairs, cockpit awnings all on a foot treadle sewing machine in the forepeak and he does this until he has enough to finance his next 6 months cruising. His diet is made up of huge quantities of rice and beans and whatever he pulls out of the ocean. No engine on the boat and he uses kerosene in his stove, lanterns, running lights and anchor light. As he says, "If the wind don't blow, I don't go."

He's been doing this for the 20+ years I've known him.
Another guy who could teach the deadbeats a thing or two.

Your friend is one of those rugged individuals that once made up the landscape of the American west. Self sufficient and independent. And happy I assume. Not miserable in the least. thumbsup
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Pat
Oct 22 2011, 09:03 AM
ngc1514
Oct 22 2011, 08:03 AM
We all have our own vision of what is encompassed by "living well." I have a friend who probably thinks this guy is living high on the hog. My buddy bought an old Allied Sea Wind 30 and spends 6 months at a time living "on the hook" - at anchor in the Bahamas. He has to leave the island nation after 6 months or declare residency, so he heads back to Florida around the start of hurricane season, ties up at a marina where he works the winter boating season washing down boats, pumping gas and other menial jobs to pay for his slip space. He also does custom canvas work - Bimini tops, sail covers, canvas repairs, cockpit awnings all on a foot treadle sewing machine in the forepeak and he does this until he has enough to finance his next 6 months cruising. His diet is made up of huge quantities of rice and beans and whatever he pulls out of the ocean. No engine on the boat and he uses kerosene in his stove, lanterns, running lights and anchor light. As he says, "If the wind don't blow, I don't go."

He's been doing this for the 20+ years I've known him.
Another guy who could teach the deadbeats a thing or two.

Your friend is one of those rugged individuals that once made up the landscape of the American west. Self sufficient and independent. And happy I assume. Not miserable in the least. thumbsup
you keep calling unemployed folks deadbeats..........but the guy your are putting on a pedestal is contributing nothing to the economy only using up resources that us non deadbeats pay for.

I guess you have no response to my previous post
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Thumper
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My 55 year old daughter had been working since her junior year in high school. She got dumped six months ago. She is a real go getter but cannot find a job. She is definately not a dead beat.
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tomdrobin
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That $80 a month health insurance sounded pretty fishy to me.

Also, in a lot of communities you can't park on the streets overnight, and if you park in mall parking lots the police will ticket you or run you off.

The 8 mpg the typical rv gets won't take you very far for expensive gas. And, what about oil changes, other maintenance and repairs? Where do you get water?

When my widowed mother was alive she got by very well on around $1100 a month. She was on medicare, and the company my father retired from furnished her medigap converage. She even saved money. She was quite frugal, a habit learned from growing up during the great depression. And, lived pretty simply.

People now don't really know how to live frugally. I know a few that are unemployed and living on food stamps, and their dumpy trailer has a sattelite dish on top. I guess the definition of necessities of life has changed.
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Thumper
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This guy is living in a little Class B van. If this is living high on the hog, I am truely blessed. He should move up to a large cardboard box.
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ngc1514
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Pat
Oct 22 2011, 09:03 AM
Another guy who could teach the deadbeats a thing or two.

Your friend is one of those rugged individuals that once made up the landscape of the American west. Self sufficient and independent. And happy I assume. Not miserable in the least. thumbsup
Individualist? He wouldn't survive very long without the people who grow his rice and beans or manufacture his fishing tackle or crack the kerosene out of the oil drilled for and pumped by others. Or the ones who make the fiber glass cloth and resins needed to repair the hull after brushing against a coral head or make the copper bottom anti-fouling bottom paint or weave the lines for his running rigging or have the machinery to swag on the steel hardware for his standing rigging or make the charts or... or...

Both your camper and my Seawind buddy are as heavily supported by our technological civilization as the rest of us.

I didn't think we were talking about individualism here, only about living on the cheap. It is the technology that allows him to live on the cheap at the most basic level - his hull. Put a wooden hull in those waters and he'd be eaten up by teredo wood-boring worms. He is miles from being self-sufficient as is the $11,000 a year guy the first time he needs a new tire.
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