| Ben Carson is leading in Ohio, Michigan, Texas and Pennsylvania | |
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| Topic Started: Nov 9 2015, 01:34 AM (1,433 Views) | |
| kennyinbmore | Nov 11 2015, 08:47 PM Post #31 |
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The Health Insurance Portability and Accountability Act of 1996 (HIPAA) is a law that was created to protect millions of working Americans and their family members with medical problems. These people often had trouble getting health insurance because of a medical problem they had before they tried to buy health insurance (called a pre-existing condition). In fact, before the important protections of the health care law known as the Affordable Care Act took effect, many people with serious health problems couldn’t get health insurance. |
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| Can't Help It | Nov 11 2015, 11:53 PM Post #32 |
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Whoa......how did you get HIPPA mixed up in the health care act? That was in effect way before the ACA was passed. Do you even know what HIPPA is? |
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| Snidely Whiplash | Nov 12 2015, 04:21 AM Post #33 |
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Ether, so Carson's lie shouldn't be an issue since we all know hillary and obama lie big time. From Benghazi to obamacare. They've perfected the lie so well, I'm not sure what one would even call it. As for trump taking advantage of the racism on bo, well we are still talking politics right. bo did the same thing to romney and others. Edited by Snidely Whiplash, Nov 12 2015, 05:14 AM.
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| Snidely Whiplash | Nov 12 2015, 04:30 AM Post #34 |
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CHI, you picked the wrong issue to cosign with kenny. He is either attempting to obfuscate, or he's misinformed, or more likely both. First I do know about HIPAA. Perhaps you should bone up on it before you ask me because it's HIPAA not HIPPA. More importantly though, let me help the both of you out. One source is from obama's own labor department. The other from a legal site. http://www.dol.gov/ebsa/faqs/faq_consumer_hipaa.html While HIPAA previously provided limits on preexisting condition exclusions, new protections under the Affordable Care Act (ACA) prohibit group health plans from imposing any preexisting condition exclusion. HIPAA’s Protections from Discrimination What are HIPAA's protections from discrimination? Under HIPAA, you and your family members cannot be denied eligibility or benefits based on certain "health factors" when enrolling in a health plan. In addition, you may not be charged more than similarly situated individuals based on any health factors. The questions and answers below define the health factors and offer some examples of what is and is not permitted under the law. What are the health factors under HIPAA? The health factors are: Health status; Medical conditions, including physical and mental illnesses; Claims experience; Receipt of health care; Medical history; Genetic information; Evidence of insurability (see below); and Disability. Conditions arising from acts of domestic violence as well as participation in activities like motorcycling, snowmobiling, all-terrain vehicle riding, horseback riding, and skiing are considered “evidence of insurability.” Therefore, a plan cannot use them to deny you enrollment or charge you more for coverage. (However, benefit exclusions known as “source of injury exclusions” could affect your benefits. These exclusions are discussed in more detail below.) |
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| Snidely Whiplash | Nov 12 2015, 04:37 AM Post #35 |
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....and now from the legal site. http://healthcare.findlaw.com/patient-rights/hipaa-the-health-insurance-portability-and-accountability-act.html In 1996, the Employee Retirement Income Security Act (ERISA), which regulates employee benefit plans, was amended to include the Health Insurance Portability and Accountability Act (HIPAA). HIPAA is split into two major parts - Title I protects employed Americans from discrimination in connection to their health coverage. Title II requires doctors and medical professionals to keep patient records confidential. - See more at: http://healthcare.findlaw.com/patient-rights/hipaa-the-health-insurance-portability-and-accountability-act.html#sthash.4z3dm2zO.dpuf Protections for Preexisting Conditions Under HIPAA, employer health plans are no longer allowed to refuse health coverage for a new employee with preexisting conditions, as long as the employee follows certain procedures for approval. Note that HIPAA protects you from being denied health care due to a preexisting condition if you are seeking health insurance under an employer's plan, whereas if you are applying for individual health insurance or any coverage not part of an employer's plan, you are protected from preexisting condition discrimination by the Affordable Care Act (ACA or Obamacare). However, exercise caution when switching plans, because HIPAA doesn’t protect against the following: Employers don’t need to offer health coverage. Your new employer's health plan isn’t required to cover every medical condition you have (or have had in the past). Your new plan can require that you satisfy a preexisting condition exclusion period, meaning if you have been treated for a condition within the past 6 months, the new plan is allowed to exclude it. - See more at: http://healthcare.findlaw.com/patient-rights/hipaa-the-health-insurance-portability-and-accountability-act.html#sthash.4z3dm2zO.dpuf |
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| Snidely Whiplash | Nov 12 2015, 04:44 AM Post #36 |
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So as you can see as explained, HIPAA was around before obamacare. It offered protections for preexisting conditions. If either of you wanna make a case that obamacare bolstered it, you would have a better argument. I know you obamabots have it in your minds that the world began with this clown shyster. I repeatedly have to burst your bubble...with great deal of satisfaction I might add. Kenny, I'm not sure where you pulled that piece of misleading propaganda but I have my suspicions. |
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| kennyinbmore | Nov 12 2015, 10:05 AM Post #37 |
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http://www.webmd.com/health-insurance/insurance-plans/aca-preexisting-conditions-faq |
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| Ether | Nov 12 2015, 01:00 PM Post #38 |
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Actually, I don't want hillary in office nor did I vote obama. The point I'm making is you jump on every lie told by any Democrat and then want to pass out 'free lie' cards to republicans. And yes obama did get black votes because he was black and he probably messed up any chance of us getting another black president. But again, you attack obama for doing it and you are ok with trump doing. Remember, you claimed I couldn't say anything about the past president in office. You said the focus is on who is currently in office now. But that's what you are doing. You are ignoring everything these morons are doing and about to do and then blame/attack obama now and in the future. While I think hillary is going to win and I hate that. I also think if she doesn't win and trump or carson get office you are going to excuse every single thing they do and blame Obama for everything going on. You are going to do everything you accused anyone who didn't share the same viewpoint of your hatred. And that's obama bots. You will be a trump bot or carson bot. You are already acting like they are next coming of Jesus Edited by Ether, Nov 12 2015, 01:05 PM.
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| Mario | Nov 14 2015, 12:48 AM Post #39 |
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Ben Carson is now leading in Georgia. http://savannahnow.com/latest-news/2015-11-12/poll-carson-leads-ga-republicans |
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| kennyinbmore | Nov 14 2015, 02:10 PM Post #40 |
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I hope he wins the republican nomination. It just means at least 4 more years of a democratic president
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